Original bill: £400. Total paid: £400. No fees, no interest.
Susan has an unexpected bill for £400, but doesn't have available funds to cover it.
She pays just £100 today as a deposit to take out the finance plan while we pay the merchant's invoice in full.
Susan pays us a further £100 per month for three more months, and then she's all done. Simple!
Original bill: £400. Total paid: £400. No fees, no interest.